- Yuma Grown
Secure The Industry’s Lowest Mortgage Rates.
Answer a few short questions so we can provide you with the most accurate rates and advice.

How it works.
3 Easy steps to lock in a great mortgage rate
Let us assist you in discovering the most favorable rates.
Respond to a brief questionnaire to enable us to furnish you with the most precise rates and recommendations.
Evaluate different choices of loans.
In a private and supportive setting, your Home Advisor will discuss with you your objectives, rates, and any other issues you may have, with confidentiality being a top priority.
Obtain customized rates exclusively tailored to you.
Grant permission for a gentle credit inquiry to obtain your personalized rates, with our assurance that your credit score will remain unaffected.

Quick and efficient solutions with lightning speed.
We are able to get your loan in less than 2 weeks whereas the average wait time is 5+ weeks.
- Rates much lower than national average
- Save time with a streamlined loan application process
- A quick and easy process where you can skip the long bank lines
- Simple, convenient & worry-free experience for home loans
Our mission is to finance your mortgage fast and at a low costs
We are able to get your loan in less than 2 weeks whereas the average wait time is 5+ weeks. On top of that we offer the lowest mortgage rates in the industry which means you will have the lowest interest rates to pay back.
Save Money
Experienced Staff
Yuma Based
Hablamos Español
Our Mortgage Services

🏡 Home Purchase Loans
Buying a home? We’ll help you get prequalified and secure the best mortgage rates.
✔ FHA Loans – Low down payment options, perfect for first-time buyers
✔ VA Loans – Zero down payment & exclusive benefits for veterans and military members
✔ USDA Loans – Affordable financing with zero down for eligible rural homebuyers
✔ Conventional Loans – Flexible terms and competitive rates for well-qualified borrowers
💰 Mortgage Refinancing
Looking to lower your monthly payment or access your home’s equity? Our refinancing options help you:
✔ Lower your interest rate
✔ Reduce your monthly mortgage payments
✔ Cash out home equity for renovations, investments, or other needs

📈 Home Equity Line of Credit (HELOC)
Unlock the power of your home’s equity with flexible credit line options that you can use as needed.
Frequently Asked Questions (FAQ) - Elite Mortgage
Elite Mortgage is a trusted mortgage brokerage firm in Arizona, helping homebuyers and homeowners secure the best financing options.
We offer personalized mortgage solutions, competitive rates, and expert guidance from industry professionals. With over 10 years of experience, our team ensures a smooth and stress-free mortgage process.
We provide various loan options, including:
- FHA Loans – Ideal for first-time buyers with lower down payments.
- Conventional Loans – Standard mortgage loans with flexible terms.
- VA Loans – Exclusive benefits for veterans and active military members.
- USDA Loans – For rural and suburban homebuyers with zero down payment.
- HELOC (Home Equity Line of Credit) – Allows homeowners to borrow against home equity.
Our experts will assess your financial situation and goals to recommend the best mortgage option tailored to your needs.
You can start the process by contacting us directly or filling out our online application form. Our team will guide you through each step.
Typical requirements include:
- Proof of income (pay stubs, tax returns)
- Credit history and score
- Employment verification
- Bank statements
- Identification (driver’s license or passport)
The process varies but typically takes between 30-45 days. However, we strive for efficiency to close loans as quickly as possible.
Your rate depends on factors like credit score, loan amount, down payment, loan type, and market conditions.
Yes! Getting pre-approved helps determine how much you can borrow and strengthens your offer when purchasing a home.
Yes, we help homeowners refinance their existing mortgages to secure lower rates, adjust loan terms, or access home equity.
Yes, our website features a mortgage calculator in both English and Spanish to help you estimate monthly payments.
Absolutely! We integrate Google reviews on our website so you can see what our clients have to say.
You can check our latest updates and mortgage insights on our Instagram page, integrated into our website.
You can reach us via our website, phone, or email. Our team is happy to assist you with any mortgage-related inquiries.
Yes, we cater to both English and Spanish-speaking clients to ensure clear communication and a smooth process.
Why Choose Elite Mortgage AZ?
✔ Personalized Mortgage Solutions – Every borrower is unique, and we tailor our loan programs to your needs.
✔ Hassle-Free Process – We handle the paperwork and guide you every step of the way.
✔ Fast Prequalification – Get prequalified in minutes and know your buying power.
✔ Trusted by Homebuyers & Homeowners – Our expertise and commitment have made us a top choice in Arizona.
✔Top-Rated Expertise: Trusted by hundreds of Arizonans, we’re in the top 1% of mortgage originators.
✔Transparent Process: Clear guidance every step of the way—no hidden fees, no surprises.
✔Speed & Efficiency: Get a free, no-obligation quote fast, and close your loan with confidence.
Find Us – Elite Mortgage Location
Customer Reviews – See What Our Clients Say!
Alejandro Gonzalez2025-03-04Trustindex verifies that the original source of the review is Google. Hello everyone i just want to say me and my wife are first time buyers we didn't know how to start the process of buying our home but JAHRED LEAL fix that problem he explained everything from my credit being low to every process in between to the end I would definitely recommend ELITE MORTGAGE and JAHRED LEAL for all your home buying needs he kept me updated on everything just wanted to say they're the best 👌🏽 Andi Good2025-01-30Trustindex verifies that the original source of the review is Google. Jahred is a stellar loan officer. He went above and beyond for any questions that my spouse and I had throughout our first home purchasing. If we ever purchase a home again, he will for sure be our go to! Thanks JAHRED!! Fabiola Beltran2024-11-11Trustindex verifies that the original source of the review is Google. I cannot express how happy I am with Gustavo and his team. I am amazed at how attentive and helpful this team was. Gustavo was always on top of things calling and texting me with updates. He definitely made this process a pleasant one. He was always positive and was very motivational. If you are looking to buy a home in Yuma, Gustavo is the person to go to! I am blessed to have run into him! I will definitely continue to seek Gustavo’s assistance for future endeavors. Donnie2024-09-18Trustindex verifies that the original source of the review is Google. I would like to thank Gustavo and all the people at Elite Mortgage for all the hard work they did making the home buying process seamless and simple. They took the time treat me with respect and to take care of any concerns I had. Thank you very much and I would recommend them to anyone who is looking to purchase a home. Absalon Alvarez2024-09-06Trustindex verifies that the original source of the review is Google. I had a great experience with Elite Mortgage. The staff is super friendly and really knows their stuff when it comes to mortgages. They went above and beyond to make sure I got the best rate possible and walked me through the whole process, making everything easy to understand. I’d definitely recommend them to anyone looking for a reliable and supportive mortgage company. Jonathan So2024-08-27Trustindex verifies that the original source of the review is Google. I am incredibly grateful for the outstanding service provided by Elite Mortgage. From start to finish, the team was professional, knowledgeable, and attentive to my needs. They made the entire process smooth and stress-free, ensuring I understood each step along the way. Their expertise and dedication truly set them apart. I highly recommend Elite Mortgage to anyone in need of mortgage services. Thank you for making this experience a great one! Elder Castillo2024-08-26Trustindex verifies that the original source of the review is Google. Excelente servicio Luis Valenzuela2024-06-03Trustindex verifies that the original source of the review is Google. Our family want to thank Elite Mortgage team, it was a great experience, very nice team, helpful, friendly ,polite, Gustavo muchas Gracias Renee Peralta Gamboa2024-03-26Trustindex verifies that the original source of the review is Google. Gustavo from Elite Mortgage helped us close on the home of our dreams quickly and painlessly! We seriously can't thank him enough for always being available to answer questions and keeping us in the loop throughout the entire process.
Let’s Get Started!
Buying a home or refinancing? We make the process simple, transparent, and stress-free.
📞 Call Us Today: +1 928-597-8122
📍 Visit Our Office: 1874 S Avenue B, Yuma, AZ 85364, United States
📝 Apply Online: